Mortgage Servicer Denied Judgment In RESPA Action Over Insurance Premiums

(March 21, 2024, 4:00 PM EDT) -- FORT MYERS, Fla. — A federal judge in Florida on March 20 denied a mortgage servicer’s motion for judgment on the pleadings in a suit alleging that it violated the Real Estate Settlement Procedures Act (RESPA) by failing to timely pay borrowers’ flood insurance premiums, resulting in uncovered Hurricane Ian damage to their home, rejecting the servicer’s argument that RESPA does not apply because the home is not the borrowers’ primary dwelling....