Lender Wins Judgment On Some Insurance-Related RESPA Claims; Others Continue

(March 1, 2024, 3:12 PM EST) -- SACRAMENTO, Calif. — Finding that there are triable issues regarding whether a borrower suffered actual damages when her mortgage lender failed to pay her hazard insurance policy premium in violation of the Real Estate Settlement Procedures Act (RESPA), a federal judge in California denied the borrower’s motion for summary judgment; however, the judge granted the lender summary judgment on the borrower’s claims that it violated the RESPA subsection governing force-placed insurance....