(June 15, 2023, 2:00 PM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals should reinstate its previous order finding that homeowners were injured when required to pay a mortgage lender and title insurer for an independent appraisal that was never received and add a clarification that a recent U.S. Supreme Court decision does not affect this case, class representatives urge the appellate court in their initial brief....