Borrower’s Lending Law Claims Against Servicer Lack Necessary Substance

Mealey's (January 5, 2023, 2:25 PM EST) -- FORT LAUDERDALE, Fla. — A borrower failed to sufficiently state a claim for relief in alleging that his mortgage loan servicer violated federal lending laws by failing to provide the borrower with an accurate accounting of his debt owed on his loan because the borrower did not plead any “unauthorized or improper charges” or make a showing of actual damages, a federal judge in Florida ruled in dismissing the borrower’s class claims with prejudice....