Communicable Disease Exclusion Does Not Apply To Legionnaires’ Disease Lawsuits

(March 28, 2024, 12:21 PM EDT) -- NEW YORK — A commercial lines insurer’s communicable disease exclusion does not bar coverage for three underlying lawsuits alleging that residents of the insured properties contracted Legionnaires’ disease following exposure to Legionella bacteria at the properties because Legionnaires’ disease is not a communicable disease, a New York federal judge said in granting the insured’s motion for summary judgment....