(July 5, 2023, 1:22 PM EDT) -- TAMPA, Fla. — A Florida federal judge on July 3 adopted a magistrate judge’s report and recommendation to grant default judgment and enter a declaratory judgment for the insurer in a suit against its insured, the driver and an injured passenger from another vehicle, finding that the insurer has no duty to defend, cover or indemnify its insured in an underlying suit related to a March 2021 accident because the insured failed to notify the insurer of “material changes” such as her change of address....