Washington High Court Finds Insureds’ Breach Claims Fall Short

(January 8, 2024, 10:14 AM EST) -- TACOMA, Wash. — The federal parity law and Patient Protection and Affordable Care Act (ACA) cannot form the basis of a breach of contract claim, and state law at the time excluded the residential treatments at issue in the case, but when an insurer violates its quasi-fiduciary duty to an insured, emotional distress damages are foreseeable and available, the Washington Supreme Court said in partially affirming a ruling....