(October 20, 2023, 1:04 PM EDT) -- FRANKFORT, Ky. — A majority of the Kentucky Court of Appeals on Oct. 20 reversed a lower court’s summary judgment ruling in favor of insureds in an insurer’s lawsuit seeking a declaration as to commercial umbrella insurance coverage for underlying claims arising from a fatal car accident that was caused by a patron of the insured’s business, finding that the unambiguous commercial umbrella policy does not provide coverage....