(March 6, 2023, 12:43 PM EST) -- BATON ROUGE, La. — A Louisiana federal judge found that a summary plan description (SPD) in a disability policy was deficient because the lookback provision in the policy’s preexisting condition exclusion was not included in the SPD and further said that a question of fact exists as to whether the claimant’s long-term disability (LTD) benefits claim would have been approved without applying the lookback provision....