Mealey's (February 8, 2023, 4:58 PM EST) -- JACKSONVILLE, Fla. — A Florida federal magistrate judge recommended denying a long-term disability (LTD) insurer’s motion for summary judgment and granting the disability claimant’s motion for summary judgment after determining that the insurer’s termination of benefits was arbitrary and capricious based on inconsistencies in the insurer’s benefit termination letters....