(December 7, 2022, 12:10 PM EST) -- ATLANTA — A disability insurer arbitrarily and capriciously denied a doctor’s claim for long-term disability (LTD) benefits because substantial evidence supports a finding that the doctor, who suffered from a number of medical conditions, was unable to work as a physician based on his high risk of contracting COVID-19 and experiencing severe complications from the virus based on his medical diagnoses, the doctor says in a complaint filed in Georgia federal court....