(August 7, 2023, 12:11 PM EDT) -- DENVER — A contractor’s failure to install fire sprinklers when adding living quarters to a barn constituted property damage, but that damage was not caused by an “occurrence”; therefore, the contractor’s commercial general liability insurer owes no duty to defend it against an underlying lawsuit, the 10th Circuit U.S. Court of Appeals ruled Aug. 4, reversing a lower court’s grant of judgment on the pleadings in favor of the contractor....