(June 28, 2023, 12:14 PM EDT) -- PHOENIX — The Ninth Circuit U.S. Court of Appeals predicted that the Arizona Supreme Court would follow the courts’ “overwhelming consensus” that an insured’s temporary loss of use of property is not covered by an insurance policy’s provision for “direct physical loss of or damage to property,” affirming a lower federal court’s dismissal of restaurant owner insureds’ breach of contract lawsuit seeking coverage for their business losses and extra expenses arising from the governmental regulations in response to the coronavirus pandemic....