Judge Says Disability Policy’s Mental Condition Limitation Not Exhausted

(April 4, 2023, 11:17 AM EDT) -- DETROIT — A disability insurer must continue to pay long-term disability (LTD) benefits to a plan participant until the disability policy’s 24-month maximum benefit duration for mental conditions is exhausted because the insurer failed to show that its initial award of benefits was for a mental disability, a Michigan federal judge said in partially rejecting a magistrate judge’s recommendation to grant judgment in favor of the disability insurer....