(February 23, 2023, 9:35 AM EST) -- ATLANTA — A residential property insurer did not breach an appraisal agreement by referencing a second loss claimed by the insured in the appraisal proceeding over a water damage coverage dispute because it was necessary to consider all of the possible causes of the damage even if that meant referencing the second loss claim filed by the insured, the 11th Circuit U.S. Court of Appeal said....