Judge Tosses Credit Customer’s Suit Asserting Right To COVID- Related Payment Relief

Mealey's (October 31, 2022, 12:23 PM EDT) -- SACRAMENTO, Calif. — A California federal judge on Oct. 28 granted Capital One Bank’s motion to dismiss the second amended class complaint of a former credit card customer that alleged that the bank failed to keep its promises regarding relief from minimum monthly payments and late fees for customers experiencing financial hardship in connection with the COVID-19 pandemic, ruling that the parties were bound by the explicit terms of the contract, which allowed Capital One to charge late fees for late payment or nonpayment, and that other asserted bases for relief did not apply....