(April 13, 2020, 1:48 PM EDT) -- FRANKFORT, Ky. — A Kentucky appeals panel on April 10 affirmed two rulings in favor of Allstate Insurance Co., finding that a couple should undergo an examination under oath (EUO) to determine if injuries they sought personal injury protection (PIP) coverage for resulted from an automobile accident and that the lack of an EUO supported a ruling awarding summary judgment to the insurer in a separate action brought by the insureds demanding payment on the claim (Kelvin Thomas, et al. v. Allstate Insurance Co., Nos. 2016-CA-000939, 2017-CA-001019-MR, Ky. App., 2020 Ky. App. Unpub. LEXIS 253)....