(July 30, 2019, 8:49 AM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on July 26 affirmed a lower federal court’s ruling that an insured’s breach of contract lawsuit against her commercial property insurer was untimely, finding that accrual occurred on the date of the insurer’s unambiguous claim denial (Lillian Smith v. Travelers Casualty Insurance Company of America, No. 18-20465, 5th Cir., 2019 U.S. App. LEXIS 22339)....