Bad Faith, Breach Of Contract Claims Dismissed; Policy Was Canceled Before Fire Loss

Mealey's (September 14, 2017, 3:40 PM EDT) -- BIRMINGHAM, Ala. — An Alabama federal magistrate judge on Sept. 13 dismissed an insured’s suit seeking coverage for fire damage to the insured’s home after determining that the insured’s claims for breach of contract and bad faith cannot stand because the evidence shows that the policy at issue was canceled before the fire occurred (Elizabeth Davis v. State Farm Fire and Casualty Co., No. 15-2226, N.D. Ala., 2017 U.S. Dist. LEXIS 147897)....