Mealey's (December 15, 2020, 6:26 PM EST) -- LEXINGTON, Ky. — A federal judge in Kentucky on Nov. 12 dismissed a couple’s lawsuit over Wells Fargo Bank N.A.’s refusal to offer them a loan modification, finding that they were unable to sufficiently allege an injury because the loan servicer had no obligation to offer them a permanent loan modification (Stanford West, et al. v. Wells Fargo Bank N.A., No. 19-286, E.D. Ky., 2020 U.S. Dist. LEXIS 212529)....