(February 13, 2017, 3:41 PM EST) -- ROCHESTER, N.Y. — Because an insurance policy limits coverage to $25,000 for water damage and an insured property was damaged by water that entered the basement through a broken conduit, a trial court erred in denying the insurer’s motion for summary judgment, a Fourth Department New York Supreme Court Appellate Division majority said Feb. 10 (Ronald J. Papa, et al., v. Associated Indemnity Corp., et al., No. 16-01136, N.Y. Sup., App. Div., 4th Dept., 2017 N.Y. App. Div. LEXIS 1132)....