Mealey's (January 19, 2021, 7:50 AM EST) -- NEW YORK — A New York justice on Dec. 1 granted a homeowners insurer’s motion for summary judgment and declared that the insurer has no duty to defend or indemnify its insured against an underlying personal injury lawsuit because the insured did not reside at the “insured premises” at the time of the loss as required by the insurance policy....