Denial Of LTD Claim Was Reasonable Based On Pre-Existing Condition

(March 17, 2020, 8:48 AM EDT) -- COLUMBUS, Ohio — A disability insurer’s denial of a long-term disability (LTD) benefits claim based on the plan’s pre-existing condition exclusion was proper because the medical records support the conclusion that the claimant’s inability to work was caused by a pre-existing condition, an Ohio federal judge said March 3 in granting a disability insurer’s motion for judgment on the administrative record (Angela Harrison v. Life Insurance Company of North America, No. 18-1077, S.D. Ohio, 2020 U.S. Dist. LEXIS 36932)....

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