Virus Exclusion Bars Coverage For COVID-19 Business Losses, Judge Says

Mealey's (November 6, 2020, 4:42 PM EST) -- CAMDEN, N.J. — No coverage is afforded for business income losses sustained by a restaurant as a result of shutdown orders issued in the wake of the novel coronavirus pandemic because a policy’s virus exclusion clearly precludes coverage for the losses, a New Jersey federal judge said Nov. 5 in granting an insurer’s motion to dismiss (N&S Restaurant LLC v. Cumberland Mutual Fire Insurance Co., No. 20-5289, D. N.J., 2020 U.S. Dist. LEXIS 206972)....