(October 1, 2018, 8:59 AM EDT) -- TRENTON, N.J. — A New Jersey appeals panel on Sept. 25 affirmed a lower court’s finding that an insurer owes no coverage for the discoloration of limestone slabs that were stored outdoors at the appellants’ property following Hurricane Irene, noting that despite the flood-prone nature of the appellants’ neighborhood, they “admittedly chose not to purchase flood insurance coverage” (Emerald Bay Developers, LLC, et al. v. Lenyk Automotive, Inc., et al., No. A-2875-16T1, N.J. Super. App. Div., 2018 N.J. Super. Unpub. LEXIS 2125)....