Mealey's (August 11, 2020, 7:24 PM EDT) -- SAN FRANCISCO — Insureds recently asked the Ninth Circuit U.S. Court of Appeals to reverse a lower federal court's dismissal of their breach of contract and bad faith lawsuit against their homeowners insurer, arguing that they are entitled to the maximum potential coverage for the full replacement cost of their property destroyed by the Hidden Valley Lake, Calif., wildfire in September 2015 (Raelene Galusha, et al. v. Unigard Insurance Company, No. 19-16396, 9th Cir.)....