(September 19, 2022, 9:54 AM EDT) -- TAMPA, Fla. — A trial court incorrectly found that insureds are entitled to additional coverage for tear-out costs incurred as a result of water damage in their home because the tear-out costs are included in the policy’s coverage afforded for water damage under a limited water damage endorsement that provides a maximum payment of $10,000 for water damage loss, a homeowners insurer say in an Aug. 24 brief filed in the Second District Florida Court of Appeal....