Mealey's (May 11, 2022, 1:38 PM EDT) -- DETROIT — A federal judge in Michigan on May 6 ruled that dismissal of a borrower’s Fair Credit Reporting Act (FCRA) claim against a bank over its failure to remove inaccurate dispute marks from her credit report, which eventually led to her inability to obtain or refinance a mortgage loan, is necessary because the borrower failed to sufficiently plead that the bank’s inaction was a willful or negligent violation of the statute....