Mortgage Borrower Sues CRAs, Others Over Negative Credit Report Entries

(April 22, 2022, 8:15 AM EDT) -- CAMDEN, N.J. — Two credit reporting agencies (CRAs), a mortgage loan servicer and a mortgage lender violated provisions of the Fair Credit Reporting Act (FCRA) by improperly reporting a borrower’s mortgage debt as active, even though she had filed for and completed Chapter 13 bankruptcy, and failed to sufficiently investigate or correct the errors once notified, the borrower alleges in an April 13 complaint filed in New Jersey federal court....

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