(March 10, 2016, 8:35 AM EST) -- ATLANTA — Having satisfied its self-insured retentions (SIR) under its insurance policies for three underlying construction defect lawsuits, an insurer correctly defended and paid settlements, the 11th Circuit U.S. Court of Appeals affirmed March 7, finding that an insured is not entitled to reimbursement of the SIR payments (Summit Contractors Inc. v. Crum & Forster Specialty Insurance Co., No. 15-11051, 11th Cir.; 2016 U.S. App. LEXIS 4230)....