Mealey's (March 8, 2016, 11:08 AM EST) -- ST. LOUIS — The Eighth Circuit U.S. Court of Appeals on March 7 found that the Biggert-Waters Flood Insurance Reform Act (FIRA) passed by Congress in 2012 does not reinstate coverage for a canceled flood insurance policy, affirming a lower court’s ruling in favor of the insurer in a lawsuit seeking coverage for homes destroyed by Missouri River flooding (Lyle & Alice Hodde, et al. v. American Bankers Insurance Company of Florida, No. 15-1081, 8th Cir.; 2016 U.S. App. LEXIS 4280)....