Mealey's (May 21, 2020, 4:14 PM EDT) -- BEAUFORT, S.C. — A federal judge in South Carolina on May 13 held that insureds’ beachfront residence is a “total loss” for the purposes of the $30,000 increased cost of compliance (ICC) coverage under their Standard Flood Insurance Policy (SFIP), rejecting the insureds’ argument that they are owed the full benefits under the SFIP’s building property coverage (Phillip Derrick Hampton, et al. v. First Protective Insurance, et al., No. 17-03374, D. S.C., 2020 U.S. Dist. LEXIS 83789)....