Mealey's (May 5, 2020, 1:09 PM EDT) -- PROVIDENCE, R.I. — A borrower’s lawsuit against his mortgage lender was dismissed by a federal judge in Rhode Island on May 1 after he found that the plaintiff failed to state a claim for breach of contract based on the defendant’s failure to comply with a U.S. Department of Housing and Urban Development (HUD) requirement to schedule a face-to-face meeting before initiating foreclosure proceedings because the man did not allege that the bank had a branch within 200 miles of his home (Brent M. Morgan v. U.S. Bank N.A., No. 19-655 WES, D. R.I., 2020 U.S. Dist. LEXIS 77114)....