(January 5, 2016, 3:21 PM EST) -- CINCINNATI — Mid-Century Insurance Co. has asked the Sixth Circuit U.S. Court of Appeals to find that a federal district court erred by using a state-mandated appraisal process to determine insurance coverage and then lumping separate claims together (The D Boys, LLC, v. Mid-Century Insurance Company, No. 15-1347, 6th Cir.).

In 2012, three apartment buildings owned by The D Boys were damaged by a windstorm. The D Boys filed a claim with its insurer, Mid-Century Insurance Co.

Mid-Century denied the claim for one building because the...