Plaintiffs Not Named As Insureds Cannot Assert Breach Of Contract, Bad Faith Claims

(January 24, 2020, 10:52 AM EST) -- CHARLESTON, W.Va. — Plaintiffs who are not named as insureds on a business property insurance policy cannot bring claims for breach of contract and bad faith against the insurer of a building that was destroyed by fire even if they have an insurable interest in the property, a West Virginia federal judge said Jan. 10 in granting the insurer’s motion for summary judgment (Mid-State Automotive Inc., et al. v. Harco National Insurance Co., No. 19-407, S.D. W.Va., 2020 U.S. Dist. LEXIS 4470)....