Mealey's (December 1, 2015, 11:22 AM EST) -- MADISON, Wis.. — A trial court did not err in determining that an insurer did not act in bad faith in handling a water damage claim because the insurer had a reasonable basis to deny coverage under the policy’s freezing exclusion, the Fourth District Wisconsin Court of Appeals said Nov. 25 (Lyle Hird, et al. v. American Family Mutual Insurance Co., No. 2014AP2402, Wis. App., Dist. 4; 2015 Wisc. App. LEXIS 834)....