Mealey's (July 9, 2019, 10:45 AM EDT) -- CONCORD, N.H. — A commercial general liability insurer owes no coverage to an insured property owner for water damage and animal waste contamination caused by a tenant in the insured’s building because the water damage was not accidental and the contamination caused by animal waste is barred by the policy's animal waste exclusion, a New Hampshire federal judge said July 8 (Cam-Sam Real Estate Holding LLC v. Merchants Mutual Insurance Co., et al., No. 18-433, D. N.H., 2019 U.S. Dist. LEXIS 112372)....