(January 2, 2019, 8:29 AM EST) -- LAKE CHARLES, La. — A majority of a Louisiana appeals court on Dec. 28 reversed and remanded a lower court’s ruling that denied a homeowners insurer’s motion for summary judgment in a lawsuit seeking damages for bruises and bite marks incurred by a 15-month-old daughter while she was in the insured’s care, finding that it is “beyond dispute” that if the insured was not operating a day care from her house, the child would not have been bitten (Kerri A. Latour, et al. v. Allstate Ins. Co., et al., No. 18-395, La. App., 3rd Cir., 2018 La. App. LEXIS 2664)....