Mobile Home Damage Was Not ‘Sudden,’ No Coverage Owed, 9th Circuit Affirms

Mealey's (April 12, 2018, 1:40 PM EDT) -- SEATTLE — The Ninth Circuit U.S. Court of Appeals on April 11 held that the undisputed evidence demonstrates that the damage to an insured’s mobile home developed over a period of up to a year or longer and was readily detectable, affirming a lower federal court’s ruling that the damage was not “sudden” and is not covered under a comprehensive insurance policy (Benito Cervantes v. Foremost Insurance Company, 16-35315, 9th Cir., 2018 U.S. App. LEXIS 9059)....