(January 10, 2018, 9:46 AM EST) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals on Dec. 19 affirmed a district court’s ruling that a disability insurer did not abuse its discretion in terminating a claimant’s long-term disability (LTD) benefits (Kimberly H. Stoddard v. First Unum Life Insurance Co., No. 16-2065, 4th Cir., 2017 U.S. App. LEXIS 25581)....