(January 3, 2018, 4:44 PM EST) -- CHARLESTON, W.Va. — A West Virginia federal judge on Dec. 7 determined that an insurer owes at least $2 million in coverage for two underlying suits alleging claims of physical and sexual abuse against its insureds because the underlying suits allege five separate occurrences for sexual abuse, physical abuse, malnutrition and educational neglect under the policy at issue (Brotherhood Mutual Insurance Co. v. Bible Baptist Church, et al., No. 16-341, S.D. W.Va., 2017 U.S. Dist. LEXIS 201429)....