(September 1, 2017, 2:21 PM EDT) -- SAN FRANCISCO — Plan documents clearly permitted a second appeal, but an insured could have concluded that the process was not mandatory, a federal judge in California held Aug. 25 in declining to grant her employer summary judgment on claims stemming from the denial of mental health benefits (Laura B. v. United Health Group Co., et al., No. 16-01639, N.D. Calif., 2017 U.S. Dist. LEXIS 137174)....