Insured’s Claim Precluded By Flood Exclusion, Judge Rules In Bad Faith Suit

Mealey's (January 4, 2017, 10:18 AM EST) -- COLUMBIA, S.C. — An insurer did not act in bad faith in denying coverage under a homeowners insurance policy because an insured’s claim for coverage was precluded by a flood damage exclusion in the policy, a federal judge in South Carolina ruled Dec. 29 in granting the insurer’s motion for judgment on the pleadings (Rachel Todd v. Auto-Owners Insurance Co., No. 16-0883, D. S.C.; 2016 U.S. Dist. LEXIS 179711)....