(December 29, 2016, 2:48 PM EST) -- SAN FRANCISCO — After finding that a former home owner failed to file her rescission claim under the Truth in Lending Act (TILA) within the required three-year statute of limitations, the Ninth Circuit U.S. Court of Appeals on Dec. 22 affirmed a district court's decision to dismiss a borrower's claims as time-barred (Jane M. Sotanski v. HSBC Bank USA, NA, as Trustee for the Holders of the Deutsche Alt-A Securities, Inc. Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2007-OA4, No. No. 15-16798, 9th Cir.; 2016 U.S. App. LEXIS 23132)....