Iowa Appeals Panel: Insured’s Faulty Work Potentially Constitutes An ‘Occurrence’

Mealey's (October 14, 2016, 12:19 PM EDT) -- DES MOINES, Iowa — Claims of an insured subcontractor’s defective workmanship that caused damages beyond its own work potentially constitute an “accident” that is an “occurrence” covered by a commercial general liability insurance policy, the Iowa Court of Appeals held Oct. 12, finding that the insurer has a duty to defend (Hudson Hardware Plumbing & Heating Inc. v. AMCO Insurance Co., No. 15-1677, Iowa App.; 2016 Iowa App. LEXIS 1097)....