Mealey's (July 15, 2015, 12:46 PM EDT) -- SAN FRANCISCO — A contractor was not an additional insured to a subcontractor’s insurance policy for coverage purposes in a construction defects case, a California federal judge ruled July 9, finding that the insurer’s underwriter did not have authority to grant an insurance broker the ability to bind an additional insured endorsement (Navigators Specialty Insurance Co. v. St. Paul Surplus Lines Insurance Co., et al., No. 13-03499, N.D. Calif.; 2015 U.S. Dist. LEXIS 89449)....