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‘Your Work’ Exclusion Bars Water Damage Caused By Insured’s Work, Judge Says

(August 18, 2016, 10:58 AM EDT) -- HAMMOND, Ind. — A “your work” exclusion in a commercial general liability insurance policy precludes coverage for claims for real property structural damage and diminished value arising out of an insured’s alleged faulty work that led to water intrusion in homes, an Indiana federal judge ruled Aug. 16, finding the insurer had no duty to defend or indemnify (West Bend Mutual Insurance Co. v. Cleland Homes Inc., et al., No. 12-580, N.D. Ind.; 2016 U.S. Dist. LEXIS 108030).

(Opinion and order available. Document #69-160902-008Z.)

Robert Sniady,...
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