(January 20, 2021, 1:44 PM EST) -- FRESNO, Calif. — A class of mortgagors must prove at trial whether the safe harbor provision of Section 8(c) of the Real Estate Settlement Procedures Act (RESPA) shields private mortgage insurers and a captive reinsurer from liability for alleged anti-kickback violations through the use of captive reinsurance agreements, according to a Jan. 15 joint pretrial statement provided to a California federal court....