Borrower: CRAs, Loan Servicer Incorrectly Reported Mortgage Loan As Delinquent

Mealey's (October 22, 2021, 9:28 AM EDT) -- CAMDEN, N.J. — Two credit reporting agencies (CRAs) and a mortgage loan servicer violated provisions of the Fair Credit Reporting Act (FCRA) by causing a borrower’s credit report to show her mortgage loan as delinquent even though the borrower had entered into Chapter 13 bankruptcy and made all necessary payments under the bankruptcy plan, the borrower alleges in an Oct. 15 complaint filed in New Jersey federal court....

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