Mealey's (September 7, 2021, 1:49 PM EDT) -- SALT LAKE CITY — A borrower asked a federal judge in Utah on Sept. 3 to certify two questions to the state’s highest court seeking a determination as to whether her state consumer sales practices law claim against her mortgage servicer for its charging of pay-to-pay convenience fees for making her mortgage payments is preempted by Utah’s Mortgage Lending and Servicing Act (MLSA)....